Mortgage Lender Guidlines From Marine Bank

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It is very important to use a local lender and not an online, call center lender. Selecting a mortgage lender that is motivated and focused on helping buyers at the local level can offer many advantages. Some of the advantages and reasons to us a local lender include to following:

  1. Meeting Face to Face – Our customers have the option to sit down with us to go over their situation in person.
  2. Great Service and Personalized Care – We strive and take pride in doing our best to deliver exceptional service to our customers.
  3. Local Market Expertise – Our lenders are from the communities they serve and have a great understanding of the real estate markets.
  4. Local Resources – Our lenders are very experienced and are able to make great recommendations on trusted 3rd parties such as Realtors, Home Inspectors, Title Companies, Home Insurance Agents and Legal Professionals.
  5. Great Communication – We are able to communicate anyway you need – phone call, voice mail, e-mail, text message or face-to-face
  6. On Time Closing Dates – we are able to move quickly because the loan originators, processors, underwriters, closers and shippers are all under one roof. We are able to handle any adversity in real time and do not have to wait on someone from another location to make a decision.
  7. Trust – We do not put our customers in loan products that make the most money for the bank but rather we put do our best to find the loan product that best fits our customers’ needs.
  8. Loan Servicing – In most cases Marine Bank is able to be the service provider on the mortgage loan. This means the customer can go into any bank location to make their mortgage payment.
  9. Sellers – Sellers are more receptive to accepting purchase offers from prospective buyers when they are pre-qualified by a local lender.
  10. Shop Local – It is good for your local economy to keep your money where you live. Buying locally helps grow other businesses as well as your regions tax base.

Copyright 2020 Nexstar Broadcasting, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.

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